Top-10 Reasons to
Retire Early
and
Other Important Retirement Wisdom That You Won't Get from Your Financial Advisor
Top-Ten Reasons to
Retire Early
How did the concept of pensions to help people retire earlier than they have
to get started? Initially, this was a government concept, but only for employees who could no longer
work, and not for employees who wanted to retire early because they wanted to enjoy leisure
activities to the fullest while they were still mentally and physically able.
Indeed, there was no such thing as my retirement
plan, how much do I need to
retire or simple retirement
calculators.
The concept of pensions started with the Roman Empire and
continued through the Civil War. The idea at that time, however, was that pensions were only
extended to soldiers who became disabled on the battlefield, for people who were forced to retire early,
in other words, because they could not work.
The first non-government pension plan to allow employees to retire with
dignity was created in 1875 by the American Express Co. It was felt and piano manufacturer
Alfred Dolge, however, who conceived of the modern company pension plan to allow employees to
retire with an income when they were unable to work anymore.
Dolge established a retirement plan designed to pay anywhere from 50 to
100 percent of wages to long-term employees who could no longer work due to disability, which
often was a result of being older. His company withheld one percent of each employee's
salary, placed it in the retirement fund, and added six percent interest each year.
Eventually the concept of retirement shifted so that it included those people who were able
to work but no longer wanted to because they had enough in company pensions and personal savings to enjoy the
good life. Governments established the principle of people officially retiring at 65.
Webster’s Dictionary defines retirement as “withdrawal from active engagement in one’s
occupation or profession.” In fact, retirement is much more. Retirement is a new stage in life
and not an event. That is many employees want to retire earlier than 65.
There are many advantages to
retire early as described in the books How
to Retire Happy, Wild, and Free, The
Joy of Not Working, and The Joy of Being Retired: 365 Reasons Why Retirement Rocks — and Work Sucks!.
For example, if you retired in your twenties or thirties after earning a fortune, you get to
agree with the words of Robert Benchley, “The thing to do is to make so much money that you don’t have to work
after the age of twenty-seven. In case this is impractical, stop working at the earliest moment, even if it is
a quarter past eleven in the morning of the day when you find you have enough money.”
NOTE: See two Top-10 lists of retirement quotations on The Retirement Quotes Cafe Website:
Here are two more quotes about why retirement should be celebrated:
If I'd known that
retirement was going to be this good I'd have done it the day after I left school
!!!
— Mickey White (who lives in the United Kingdom and wrote to
Ernie Zelinski about his retirement
book.)
Early retirement is the time to pursue the dream and
passion you've left in the corner while you survived the kids, marriage/divorce or going through
the motions of gaining material things.
— Mona Gallagher
The following two Top-Ten lists with reasons for taking early retirement are adapted from
the two books mentioned above as well my one of my other retirement books called 1001
Ways to Enjoy Your Retirement that was published in French, Spanish, and
Korean — but never in English.
#1 of Top-10 Reasons to Take Early Retirement
Early retirement allows you to get your priorities straight. No one on his or her
death bed ever said, "I wish I would have spend more time in the office."
#2 of Top-10 Reasons to Take Early Retirement
A Samaritans survey found that the link between work and suicide is likely
underestimated. In fact, in Japan, around 5 percent of all suicides are "company related" and suicide
is an official, compensated work-related condition. Early retirement just may prevent you from
committing suicide.
#3 of Top-10 Reasons to Take Early Retirement
Life seems to go by so quickly. We are so busy watching out for what's ahead of us
that we don't have time to enjoy where we are. Life becomes a blur. Often it takes some calamity to
make us live in the present. That or early retirement.
#4 of Top-10 Reasons to Take Early Retirement
Instead of having to deal with the tyranny of corporate bosses, you can be the
master of your own destiny.
#5 of Top-10 Reasons to Take Early Retirement
You can lean back with a copy of How
to Retire Happy, Wild, and Free and care not what happens. Retirement is the
beginning of life — not the end.
#6 of Top-10 Reasons to Take Early Retirement
Ever have this thought? "What if there is no afterlife and this
is all we get?" If that's the case, you may be sitting in the office as those extremely precious
moments of an all-too-short life disappear forever, leaving you with no time to enjoy life the way it
was supposed to be lived. Superman won't rescue you but retirement will.
#7 of Top-10 Reasons to Take Early Retirement
If you retired in your twenties of thirties, you will be happy to
hear the words of Robert Benchley, "The thing to do is to make so much money that you don’t have to
work after the age of twenty-seven. In case this is impractical, stop working at the earliest moment,
even if it is a quarter past eleven in the morning of the day when you find you have enough money."
#8 of Top-10 Reasons to Take Early Retirement
Howard Salzman pointed out, "Retirement is not a time to sleep, but a time to awaken
to the beauty of the world around you and the joy that comes when you cast out all the negative
elements that cause confusion and turmoil in your mind and allow serenity to prevail."
#9 of Top-10 Reasons to Take Early Retirement
You don't have to wind up like so many people who retire too late — they have given
so much of themselves to their companies that they don't have anything left in the tank for their
retirement.
#10 of Top-10 Reasons to Take Early Retirement
Above all, it is a mistake to retire too late in life because you
don’t get another chance to do it right!
Plan Now for an Unexpected
Early Retirement
Whether you want to retire early or not, your retirement planning should allow
for an unexpected early retirement. Why? Many people plan to work until they are 65 or 70 but they are forced
into early retirement many years earlier.
No doubt you will think, "Oh, this won't happen to me." That is dumb thinking. Fact is, that was
exactly what the people were thinking at one time to whom involuntary early retirement happened.
Just how big is the involuntary early retirement problem? Here are some of
the retirement statistics from the Employee Benefit Research Institute’s 2009 Retirement Confidence
Survey:
In short, even if you think that you are going to work until 65 or 70, you may be
forced to quit at 63 or 60 — or even much younger.
#1 Resource to Help You Retire
Happy!
This is the only book that
supports
early retirement and
gives
the secrets to a
happy early retirement!
More Retirement Wisdom That
You Won't Get from Your Financial Advisor
(And the Top-10 Reasons to Retire
Even
If You Don't Take Early
Retirement)
Below are the links to the various articles on retirement advice that you won't get from your
financial advisor. You will also find the Top-10 Reasons to Retire Early.
Yes, I am thoroughly
enjoying retirement! The best part is observing my neighbors drive off to work in the morning knowing
that their day will be filled with jerks, brainless and endless meetings, jerks, vendor lunches where
you hold your breath just waiting for the sales pitch
until you regurgitate your pasta, more jerks and the eventual company reorganization of the section
that was just reorganized last month!
— Bill Kalmar
- My Retirement Plan
My Retirement Plan for Retiring Happy, Wild, and Free by Ernie Zelinski and Retirement Quotes Relating to Other People's Retirement Plans
- How Much Do I Need to Retire
How Much Money Do I Need to Retire? In other words, how much should I save for retirement or have I saved enough for retirement? Another question people ask themselves: "Is 2 million enough to retire?"
- Include Your Spouse in Your Retirement Plan
Include Your Spouse in Your Retirement Plan and NOT in My Retirement Plan: Couples in Retirement. Retirement can bring its own state of dejection, shortly after people leave the workforce or much later when adversity strikes.
- Reincarnation or Retirement
Retirement or Reincarnation: by Mark Rieke: Before I was retired I liked the word "retire." However now that I am retired, I have come to dislike the term. Unfortunately, the word "retirement" sounds like you are tired again or are close to death.
- Signs You Are Enjoying Retirement
Irrefutable Signs That You Are Enjoying Your Retirement: Ah, retirement - there is no life like it! Retirement should mean adventure, satisfaction, and happiness all on your own terms!
- Be Happy While You Are Alive Because You Are a Long Time Dead
Retirement Advice - Be Happy While You Are Alive Because You Are a Long Time Dead
- How Not to Retire Rich
How NOT to Retire Rich — It's Easy! 35 Sure-Fire Ways to Ensure That You Live Broke, Retire Broke, and Die Broke!
- How Not to Retire Happy
How Not to Retire Happy - Easier Than Shooting Fish in a Barrel! Retirement Activities to Help Retirees Retire Happy, Wild, and Free: If you really believe that happiness can be bought, then why don’t you try selling some of yours?
- Retire Rich But Die Broke
Retire Rich But Die Broke: How much money should you have when you die? As little as possilbe. In fact, your retirement plan should be such that the last check that you write is to the undertaker and it bounces.
Top-Ten Reasons to Retire Even
If
You Don't Take Early
Retirement
#1 of Top-Ten Reasons to Retire
You no longer have to fear being sent to an anger management class because of your
recent outbursts against your boss and co-workers. You may feel that when one is being abused by
someone of authority or otherwise, anger is a healthy and appropriate response. It is when you are
retired.
#2 of Top-Ten Reasons to Retire
It's 2 o'clock in the afternoon on a work day, the sun is shining,
and you're itching to spend the rest of the afternoon outdoors — so this is exactly what you do, unlike
corporate workers who have to spend their time imprisoned in a cubicle, working at a lousy job.
#3 of Top-Ten Reasons to Retire
Retirement is about adventure. For instance, you can become a
barefoot hiker in rural North America or in the mountains of South America, experiencing what many
natives experience who never wear shoes. There's nothing like walking barefoot on the grass or in sand
in the early morning and continuing on through the whole day.
#4 of Top-Ten Reasons to Retire
No more having to face Draconian corporate policies such as the company instituting
layoffs due to the economy and trying to save the most money by downsizing the highest paid and
unhealthiest workers first.
#5 of Top-Ten Reasons to Retire
You will discover by speaking to other individuals that retirement is not
necessarily for everyone and that your intense joy in the experience is not shared by every retiree.
This makes retirement even more special.
#6 of Top-Ten Reasons to Retire
Chris Morley declared, "There is only one success — to be able
to spend your life in your own way." The only medium for achieving success, therefore, is through
retirement."
#7 of Top-Ten Reasons to Retire
If you are female, you get to wear a T-shirt with the following written on it:
"RETIRED: Who says a woman's work is never done?"
#8 of Top-Ten Reasons to Retire
Life seems to go by so quickly. We are so busy watching out for what's ahead of us
that we don't have time to enjoy where we are. Life becomes a blur. Often it takes some calamity to
make us live in the present. That or retirement.
#9 of Top-Ten Reasons to Retire
Work can be fun and rewarding, without doubt, but so can being retired, goofing off,
and enjoying life. That's why my retirement plan all
along was to retire early.
#10 of Top-Ten Reasons to Retire
You get to tell your friends, "If I had known retirement would be this great, I
would have killed to have gotten here sooner." Incidentally, these were the words uttered by retiree
Kirk Symmes after he was forced to retire from his sales job at 65 and took on a part-time fun
retirement job as a college instructor.
Trivia: "Retirement" is often spelled wrong as retirment.
In fact, the search word retirment appears in 4,588 searches per month versus 381,480 for the correct
spelling.
The World's Best Retirement Book
by Ernie Zelinski
You will learn the most powerful tips, techniques, and secrets that can transform a boring
retirement into an exciting one, including:
-
How to enjoy retirement regardless of your financial situation
-
How to unleash the transformative power of your creative mind to enjoy leisure time like never before
-
How to realize a deep new love for life
-
How to free yourself from the burdens of the fear of retirement
-
How to put yourself firmly in command of your own retirement destiny
Purchase the New Edition of How to Retire Happy, Wild, and
Free Today Through These Direct
Links:
COPYRIGHT ©
2022 by Ernie J. Zelinski
All Rights
Reserved
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